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Paypal protects both the buyer and seller however if you are the seller it's a bit different -- you are NOT protected unless the package was sent with delivery conf + insurance.

If the buyer makes a claim and says they never received the package then paypal will take the money and refund the buyer. .unless you have paid for delivery conf/insurance and have shipping proof (receipts).

I'm not saying anyone here would pull any funny stuff and for small ticket items it may not be worth it but protect yourself on more expensive items, because there are no posting requirements to come in here and buy or sell ... anyone can come in and who knows.... you don't want to be out the item you sold + the money as well.. double whammy sad.gif

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I've also just used paypal when buying from forum girls and have had no problems. Just thought I'd mention though as a buyer if you pay with your credit card through paypal you aren't protected. They only protect cash purchases. I found that out when I was going to pay for my wedding dress and use the credit card instead of my bank account. I was glad I saw that so I didn't use the credit card and had full protection.

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Quote:
Originally Posted by punkie569 View Post
I've also just used paypal when buying from forum girls and have had no problems. Just thought I'd mention though as a buyer if you pay with your credit card through paypal you aren't protected. They only protect cash purchases. I found that out when I was going to pay for my wedding dress and use the credit card instead of my bank account. I was glad I saw that so I didn't use the credit card and had full protection.
that's not true.. paypal has full protection with a credit card. AND the best thing about paying with a credit card is if for some reason paypal fails you, you can do a chargeback on your credit card. Whenever I buy a bigger ticket item, I ALWAYS use a credit card for this double protection.

Yes the seller pays a bit more in fees but hey, that's the cost of doing business I suppose?

The bottom of this page has seller protection and buyer protection details;
https://www.paypal.com/cgi-bin/websc...plaint-outside
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  • 2 months later...
Quote:
Originally Posted by finzup View Post
that's not true.. paypal has full protection with a credit card. AND the best thing about paying with a credit card is if for some reason paypal fails you, you can do a chargeback on your credit card. Whenever I buy a bigger ticket item, I ALWAYS use a credit card for this double protection.

Yes the seller pays a bit more in fees but hey, that's the cost of doing business I suppose?

The bottom of this page has seller protection and buyer protection details;
https://www.paypal.com/cgi-bin/websc...plaint-outside
I must have got bad info then. I was really worried buying my dress so I looked into it to make sure I was protected no matter what. Thanks for correcting me :)
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^^ unfortunately I wish I had taken my own advice.. i purchased from a seller here and used my debit card instead of a credit card and now the seller is a scammer and I'm likely out the money unless paypal can recover it. It's not a huge amount but it burns my cookies nonetheless

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  • 2 weeks later...

I haven't bought or sold anything through the forum yet (though I AM desperately trying to sell a dress) but I wouldn't do it any other way than Paypal. Even if they take a little bit of money from you it's totally worth it to have that neutral party in the middle just in case something goes wrong. It would certainly give me, as a seller AND buyer, peace of mind. Besides, it's the fastest way - no waiting on checks in the mail. As a seller I can get my money faster and as a buyer I can get my product faster...it's a win-win situation.

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