The recently trapped Carnival cruise ship Triumph may forever symbolize the perfect example of travel difficulties. The incident has highlighted the problem of travel insurance.When is it smart to buy travel insurance and when is it not? Many may be asking themselves that question, following the recent disasters face by passengers aboard the Carnival cruise ship Triumph. Experts weigh in on the issue. The fact that you won't be responsible for finding the money to put it right, is also the time when you are already stressed out. That is why the primary benefit of travel insurance is the knowledge that when something goes wrong while you are abroad, you can easily can a hold on to as it Covers the cost of emergency medical treatment. An installment loan can help you pay for your travels.