You are not alone. My income was not getting the job done either. When we started saving we were almost at a thousand and I had to take $600 out because I had an emergency I needed it for and I cried about it for days. Then, in January my fiance had to get a new car and that's another $500 that he can't save per month for our wedding. For a long time we were each putting $250 direct deposit into our savings account and it was adding up but then we had to start paying vendors all their deposits so the balance is always so low it stresses me OUT! Luckily, my boss realized that either she gave me a good raise or I was gone. I got a raise and I'm hoping this will help ease the stress. My fiance has been applying for side jobs and we are both saving as much as we can. It takes some effort but it will all be worth it and be okay in the end. Long story short YOU ARE NOT ALONE.