Totally agree with your attitude. I have been going through the same. How selfish we are, too expensive, too far, I don't fly, etc etc. I'm at the point now just don't give a rat' s ass who comes and who stays home. I sent std' s will send out invitations if you can't come then don't keep all personal opinions to yourself. Your right you get a beautiful vacation outta the deal too. In regards to money you can put a down payment nd pay on the rest. We have all given guests atleast a minimum of a yrs notice.