Hey ladies! Congrats! I am getting married at Dreams May 25, 2012 so if you have any direct questions you can ask at any time. As far as rates, I definitely suggest using a TA, they can get a room block and group rates and some additional incentives as well and your guests will still have the flexibility, if they want, to get their own flights or go through the TA as well. TA Teresa has been so patient with me through all my hagging!