Thanks Coco! I just got the rate from my TA, the rate she gave me is higher than the one I saw in some earlier post which was directly from MP WC. What should I do? Should I talk with the MP WC directly or should I ask the TA for a lower price? Why do people prefer a TA than MP WC? What is the rate you girls get? Sorry that I have so many questions, I just start to plan my Jan 2012 wedding, it is kind of late