Welcome!! We are going to dreams on April 4th for our site visit! I am bummed we won't get to have a drinkl together!! Sounds like you have alot of things under control! You are the bride and it is your day so you do what fits your budget and what you want. Just a thought, the packages actuially are a pretty good deal. I have no idea if you have seen the photographers work or not. his work is the most amazing I have ever seen. His name is Juan Navarro. His blog has amazing photos posted on it daily. http://www.juanphotos.com/ I hear Claudia switches things out in her package so maybe if you didn't take the photography you could add 10 more people for the food etc etc..I would email Claudia and tell her of your financial plight or call her and don't let them put you in her voicemail. Or again, it is your wedding. If all you want is the ceremony...than go for it!