I have the same issue but after reading reviews of people with the same situation, I've booked a room for one night at my resort for the photographer. I was able to negotiate a lower price with the photographer so I was not paying "extra" out of pocket. If my "guest" just happens to be a photographer and not a "third-party" vendor, then it is allowed. But this was not at Beaches. Good luck with everything. For me the most important part of the wedding (other than marrying my love) was having great pictures to capture it all.