You need to have a contract signed with your photographer. It's there to protect you as well. There's no professional photographer who would photograph your wedding for free,but search for someone who's new and they'll do it,just like your photographer considered. Worst case(and I mean WORST case...) contact your resort and they'll provide a resort photographer for a few hundred $$ You sound like photography means quite a bit,so perhaps consider hiring someone. February is not very busy month in most cases and you'll have a good chance finding someone.Extra few thousand $ is nothing compared to what those photos will mean to you in 5-20 years. Good luck!