I am surprised that you have to pay for the airfare up front. We did not have to. I held 25 seats on the flight my FI and I are taking and I only had to put $60 down for each. We have until December to pay it off or cancel seats and get a refund. Maybe call other travel agents. If you want I am in NJ you can email me and I will give you our TA details if can not find anyone and want to use them.