Ours was $60 per person and included luggage loss/theft, trip cancellation/interruption, medical and legal coverage. I'm really glad we didn't need to use it, but wanted it just in case. Not every guess chose the insurance.
We carried all of out OOT bag stuff, wedding decor, etc. with us. If we lost any of it, it would have been well over the $120 to replace it, KWIM?