if it doesnt claim that you will be getting prints but just the disk of images then most likely Yes, thats all you will get. that is pretty standard these days since printing is so simple these days with home printers and kiosks at every corner...
one thing i would definately ask is IFFFF the images will be edited or not or if the images are in full resolution or if you will retain copy rights to those images AND how many images you get.
a lot of photographers will limit one or some or all of those in order to get more print orders out of you down the line. kind of a lame in a way, which sucks.
always make sure that everythign is clear in your contract and if you want me to read over the contract before you sign it ill be more then happy to help make sure everything is on the up and up . im veryyy sure that it is but sometimes those contracts can be kind of wordy