Spazz

Double post...sorry!

Dedra! Sorry, I don't have info on Sandals...but I'm sure somewhere here will! Happy planning!!!

Quote: Originally Posted by Jerzzygirl Its scanned, if anyone knows how to post, I can send it to you in an email so it could be posted..... I'll PM you my email...

The dress is beautiful and I definitely LOVE the shoes. I saw them a few months ago and was debating getting them...great pick!

Quote: Originally Posted by babycow I had one credit card delivered to an old address and it was used by someone. I found out when the credit card company called about suspicious activity on my card. I hadn't used it in a long time so I knw those wont weren't my charges. I was so taken by surprise I didn't know what to do, now I wish I had been more proactive about it and kept better track of who I spoke with. Thankfully my card company took care of it and nothing more came of it. I've checked my credit report a couple times after wards and everything is fine since then. Great advice Maria, wish I'd had that when I went through this. Lizz- I hope your FI's credit is not affected too much, it's good you were alerted early on. Quote: Originally Posted by Hopels OMG Lizz! I'm so sorry! I had my identity stolen, and Maria's advice is right on. Definitely call all 3 bureaus for a fraud alert. Track everything and get the police report. I would also recommend joining one of the online credit agencies - freecreditreport.com or something - so that you keep a close eye for any changes in your report. It honestly took me 3 years to get everything removed from my report. I had 3 credit cards opened with my information and another address about 7 years ago. It was a pain in the a$$! Hopefully this gets resolved for you quickly Thanks girls!!!! Mike is not usually good with stuff like this. I'm completely anal and am always checking my credit cards and credit report, but he NEVER does, so I'm going to have to make sure he stays on top of it from now on.

Quote: Originally Posted by MikkiStreak Yep, I've had my identity stolen twice: once by someone who ran up memberships to sex websites, and worse- someone who opened credit cards in my name and I didn't find out about it until I started getting collection calls. First--- call all 3 credit agencies and report the identity theft. Ask them to put a flag on your account for 30 days to buy you time. From there on, anytime credit is requested, the creditor will have to call your FI and ask him security questions before being approved. Second, get a copy of the police report and make sure it details the issue! Send this to all 3 credit reporting agencies. This will put a 7 year flag on his account and creditors will have to call to speak with him personally before credit lines are opened. This will also require credit agencies to block any derogatory items related to this theft from appearing on his credit report. If anything does show up on his credit report, he should immediately request validation of the debt from the creditor and send a copy of the police report to them. Despite what they may say, THEY are responsible for PROVING the debt is his- otherwise they can't pursue it with him. Biggest thing I can say---- DETAIL EVERYTHING! Keep a log of every phone call made, the person spoken with, and a description of the call and any pertinent information. Do this even with the police department!!! It's been 5 years since I dealt with my identity theft and I still have issues because the police report didn't include any of the details I provided them (like information about the credit card that was opened without my kowledge). It has increased my insurance rates, plunged my credit rating, and I still get harassing phone calls as the credit account is passed form collection agency to collection agency. In my case--- since the police report didn't detail anything and they won't update it until the case is officially 'closed', I'm kind of screwed. Maria, I'm so sorry you are going through all this, I had no idea. We'll definitely follow your advice...thanks!

Quote: Originally Posted by Mrs.B 2008 Thanks Lizz!! but for the kind of photos i want to do - I definitely need to lose 20!!!!! i am lucky b/c i have plenty of time! Her prices are very reasonable - i talked to about 4 different photogs before i decided on her. i felt very comfortable with her and she is willing to think outside the box - for ex. i want to capture some pics at Lincoln Financial Field with just a (very) small and tight jersey - stuff that isn't just in a bedroom! she is willing to do multiple locations and said she will be able to turn around the pics really quick! PM me if you need more info That's so fun that you're going to do some at the Linc!!! I love it!

I don't think you're overreacting at all, but... I could be totally wrong, but maybe he wants to get his nose hurt, so he can get surgery and have it fixed right because he is self-conscious?!?

Nice find!!!! I remember looking online for them for someone (can't remember who now) and couldn't find any inexpensive ones.

Quote: Originally Posted by Mrs.B 2008 Very Exciting! i booked Boudouir Photos today with a photographer who works in the Tri-State area. Her name is Jen Capone Jen Capone Photography. We met at Starbucks and talked out our ideas - i looked through about 5 photo albums of her work. She does mostly weddings and personal photography but used to do a lot of BD and is getting back into it in a big way. I booked the session for May 2008 since my wedding is next September. I am psyched to have the MAJOR MOTIVATOR to lose these last 20lbs!!! By the way, you do NOT need to lose 20 lbs!!!! You're gorgeous the way you are!

Alyssa, if you don't mind me asking, what are her prices like? I may contact Mo's photographer, but am still not sure if I'm even doing them. Could you give me more info? Thanks!!!

Quote: Originally Posted by Mrs.B 2008 Lizz - that is nuts!!! he is very lucky that there hasn't been too much damage. i used to work with this guy who had his identity stolen and there was oveer $50K in loans / credit cards and bad debt on his SS#. Also - they used his info to get health insurance and his medical records were all screwed up!!!! OMG, I can't imagine! I hope we caught this early enough that we stop anything too bad from happening.

Quote: Originally Posted by MrsV-to-be I don't know if you have checked out any sites about this, but try checking this out: Deter. Detect. Defend. Avoid ID Theft Redirect Fraud Identity Theft Hope that helps! Thank you...it does! I'm sending him the links now!

to the forum! You'll find tons of help here from the Dreams Cabo brides! Happy planning!!!

Quote: Originally Posted by Galit Urgh, so scary! My best friend had her identity stolen in Florida last year. Her story was absolutely rediculous: she found out when she got a phone call from an angry wife who wants to know why she was sending her husband jewelry from Tiffany's. Apparently the guy who stole her identity purchased himself jewelry from there using her credit card and forgot to mention it to his wife! That is crazy!

Quote: Originally Posted by yari2566 Oh no! You poor thing, that sucks. I have been affected by identity theft last year. My bank was Bank of America and handled everything, includes fees incurred. It shouldn't affect your credit if you work with your bank. Thanks! His bank is a credit union he's been with for years, so hopefully they will work with him to get it all straightened out.

Quote: Originally Posted by MrsV-to-be It sounds like your on the right path by contacting all the banks. As a precaution, I would ask for the credit card you use on the internet to be cancelled and a new one re-issued. Other then that - I have no idea! Did the police make any suggestions? Did they elaborate on how they knew Mike's identity was stolen? They didn't elaborate at all! They just wanted to inform him that his identity had been "compromised". All of his bills are set up to be automatically deducted from his credit/debit accounts every month, so it's going to be a huge pain to change this, but I guess he needs to.

Last night we got a call from the Atlanta Police Department. A detective told us that Mike's identity was stolen by a group of Nigerian scam artists. I know, it sounds CRAZY, but it's true! We have no idea how this happened. Mike used to fly to Atlanta almost weekly for work, but hasn't been there is probably 2 years; so, I'm guessing it was something over the internet. All day he has been calling his credit card companies, his bank, checking his credit report, etc. So far nothing major has been tampered with. I'm just wondering if any of you or your families/friends have had this happen and what else Mike should do to further protect himself Also, please pray that this doesn't affect his credit. We settle on our house on December 7...ahhh!!!

Wow, that's a really tough situation. Good for the two of you for being the bigger people. I wouldn't be able to do that, I would definitely have gone off on someone by now! If they were friends or other relatives other than immediate family, I would say forget them. But, it is his brother and they were very close til recently. I think you should continue to act the way you are (even if you feel like screaming) and invite them. Otherwise, it will be a source of conflict for the rest of your lives. You cannot avoid them since they are close family and you don't want them and the rest of the family to turn it around and blame it on you and your FI. I'm starting to ramble and talk in circles....I hope you get what I'm saying.

Quote: Originally Posted by yboone98 Ladies, The last time I spoke with Chandlyn, she told me that the dj was included. She quoted 2 hours is $500.00 or 4 hours at $1000.00, dinner & dancing included. She was telling me a few months ago that it is $150/hr for the dj. I sent her an email this morning asking her to clarify... I'll let you all know when I hear back (in a week or two...lol!).

Dear Dad, Why do I think about you at the most random times? I was walking through AC Moore today looking for freaking ribbon and thought "I wish dad was here, he would help so much with this stuff", then I couldn't stop thinking about you and had to hurry and leave the store before I had a breakdown in the aisle! You were so creative and good at this sort of DIY stuff that I'm struggling with now. God, I wish you were here to help me. I've been keeping myself so crazy busy (new job, new house, wedding, reunion, etc etc etc), so I don't have to think of how much I miss you. But at the most random moments, I miss you so much I can't stand it. I love you, Lizz P.S. Thanks BDW forum for having this thread, so I can get this all out and cry for the first time in weeks.

Quote: Originally Posted by trisha0612 Dear self, You better be careful, she may end up joing this BDW and reading this...Oops! You crack me up!

Quote: Originally Posted by march1508 hi ladies... my name is octavia..i am from new york and am also getting married at the riu ocho rios.. my wedding is confirmed for march 15, 2008.. i am very excited to have joined u all.. thanks soo much for all the welcomes.. my wedding is at 4pm and im not really sure as to how many guest i will have.. it should be somewhere in the ballpark of 50-60.. my guest are procrastinaors...this is very frustrating becuz i wont know until the end of the wedding where i will be able to have the reception.. i would like to have the free reception in the mammeebay restaurant, but if i have over 50 guest of course i will have to move to the plantation.. ive already reserved the disco from 9-11pm// i did confirm that with chandlyn via email.. im kinda torn between the ceremony locations.. i love the beach gazebo and the background of the ocean, but i hate sand.. i also love the pond gazebo but i hate that ugly building in the background..im kinda gearing more towards the beach gazebo, and i will just have to suck it up(the sand that is)..i will upgrade my decorations for the gazebo..i love the way it looks.. and im considering getting the chair covers along with the sashes.. i hate that their are soo much in price, it starts to become costly when u have a guest list of 50-60..but it looks soo beautiful and elegant, and im sure will do pictures justice.. ok im sorry for the long intro..just wanted to give u ladies a lil bit of info.. oh.. mrsintraining..can u please forward me the info that u have and decorations.. my email is [email protected] thanks so much.. Welcome Octavia! It sounds like you have almost everything figured out so far. Don't worry too much about the ceremony location, I'm sure you can just decide when you get there. Did Chandlyn tell you when you need to book the restaurant by? Let us know if you have any questions!

I am getting married on the beach, no gazebo!

I think that is sort of odd that you need to pay everything upfront. I personally am just putting down small deposits on things and don't need to pay anything else until I get to the resort. I would be a little uncomfortable paying a full non-refundable amount, especially since you are unsure of the exact number of guests. I don't really have any advice though. If your heart is set on this resort, I guess you need to follow their rules?