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Everything posted by MelissaH
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I'm kinda late on this - but DH & I are struggling with the same thing. He came into the relationship with a lot of debt and his bad habits have seemed to have rubbed off on me (I used to be super good with my money and was NEVER in debt). Anyways the 2 of us have been fighting super hard to get our debt paid down and our biggest help was this; Quicken.com - Debt Reduction Planner: Consolidate Debt, Credit, Money Management Having a plan of attack laid out for us has helped us tremendously. We have our bank accounts set for automatic withdrawls according to what the plan says we should be paying monthly so we have no choice but to pay them (we're good when we know that a certain amount of money needs to go somewhere...it's just when it's "free" money that we seem to have a bit of a spending problem ) We've managed to stay on track and have already paid off one big credit card...he's an example of what the planner laid out for us (please don't judge me by my debt load ) 05/08 PC MC............510.00..............1764.85 M Visa............139.00..............8096.08 J Visa............ 151.00............12894.07 J Loan............610.00..............5979.01 Credit Line.......300.00............26864.85 Total: $55598.86 Then it goes month by month for a year....this is how we'll look in a year from now...I know it's only $14000 or so that we'll have paid to principal, but we're excited about that and it's totally motivated us to stick to it... 04/09 PC MC.................0.00..................0.00 YAY! M Visa............1160.73..............3515.89 J Visa...............151.00............12516.22 J Loan............98.27......................0.00 YAY! Credit Line............300.00.........25365.54 Total: $41397.65
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Bangs pulled back
MelissaH replied to LeXiee's topic in Destination Wedding Dresses, Wedding Attire & rings
Hairspray it first before you pull it back though... Blow dry it forward, flip the hair back, tease it, spray it, twist it, push it, pin it, spray it again LOL -
Bangs pulled back
MelissaH replied to LeXiee's topic in Destination Wedding Dresses, Wedding Attire & rings
LOL that was before my bach party... I pull it back, twist it a little bit so there's somewhere to stick the pins in, push it forward to make it puff and then stick the pins in back where I twisted it (along the sides). Then hairspray the crap out of it. It usually stays all day. Hope that makes sense! -
Bangs pulled back
MelissaH replied to LeXiee's topic in Destination Wedding Dresses, Wedding Attire & rings
This is a crappy picture, but this is what you mean, right? I just hold it in with bobby pins and hairspray (after I blow dry it forward then tease it) -
I'm so sorry for your loss, Michelle! I'll keep you and your family in my thoughts!
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Welcome to the forum!
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Yay! Finally! *UPDATED*
MelissaH replied to starfish kate's topic in Share your Wedding & Engagement Stories!
Wooo! Congrats Kate!! -
I just ordered some customized napkins for a BBQ we're having this summer and the prices are pretty good ($31 for 100 custom napkins). But they also have customizable matches, coasters, place cards, gift tags, favour boxes, note cards, etc. You pick your background colour, font, colour & size, add a design if you want...super cute stuff! ForYourParty.com Wedding favors, custom wedding napkins, party favors, and more. Make your special occasion unique with personalized favors!
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All of your expert advice
MelissaH replied to Procrastinator's topic in Destination Wedding Dresses, Wedding Attire & rings
I think it would look really nice if the guys were in white linen shirts and khaki pants...they definately won't be as formal as the groom and the colours are neutral so they would match any dresses you pick for your BMs Also I don't know what colours you're picking for your bouquet, but if the GMs had pink bouts they would tie in with your BM dresses... -
OMG I leave tomorrow!!
MelissaH replied to Debs's topic in Destination Weddings in Dominican Republic
Have a great time, Deb! -
I read in the newspaper yesterday that the earthquake was felt as far as Ontario (specifically the city I live in although I didn't feel it) - crazy! Hope you girls are alright
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Congrats to the both of you!
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I would include your TA info in case some people don't know how else to book, but just say something like "For your convenience you can contact so and so at whatever"...don't say that it's mandatory, you know? That way people can do what they like if that's what you're comfortable with.
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The ferret thread formerly known as "Bringing food into cabo" lol
MelissaH replied to Saraha's topic in Random Thoughts
There might be hope for Niblets yet...it seems [giant] ferrets all over the world are taking up protest against their ban from Mexico! -
PhotoSouvernir and Dreams Issue
MelissaH replied to LadyCheese's topic in Destination Weddings in Dominican Republic
That really sucks - I don't understand why so many resorts are doing this - it's not like they don't already make enough money off of us!! Hope everything works out in your favour! -
Please help me ID these flowers
MelissaH replied to indypitty's topic in Wedding Flowers, decoration, cake, etc.
They kind of look like Epidendrum orchids, but the petals look too fat... -
Cute site for all things wedding...
MelissaH replied to MelissaH's topic in Wedding Registry, Wedding Gift Bags, and OOT bags
Sorry! LOL I'm not even getting married anymore and there are a bunch of things I want to buy -
1. How's your heart lately? At this very moment kinda heavy But as soon as i get out of work it will be good again 2. Do you find these surveys silly but take them anyway? Almost always 3. What was the last movie you saw? Away From Her - so sad!! 4. The last place you went? Out for a good time? Raq n Waq (hellooooo hangover) In general? Over to my Little's house to drop off his baseball registration forms 5. Miss someone? Uh huh 6. What made you laugh today? Sarah's blondeness (not BDW Sarah...although she does make me laugh too!) 7. Are you scared to fall in love? It's a little late for a question like this.... 8. You get in the car and drive 2 hours in any direction you want - where did you go? Niagara On The Lake for some wine and shopping! 9. Have you ever peed in a pool? Yup 10. Ever have someone bring you breakfast in bed? Fo shizzle 11. Did you dream last night? Not that I remember 12. What were you doing yesterday at 7 am? Sleeping! 13. What were you doing yesterday at 10 am? Driving to work 14. What were you doing yesterday at 12 p.m.? In an ethics & racial diversity seminar *yawn* 15. Name a country you want to visit: Thailand 16. How many piercings do you have? 4...used to be 7 17. Are all of your piercings visible? Now they are 18. Do you have a tatoo? Yup 19. What was the last thing you drank? Iced cappucino 20. Favorite author? Too many to list! 21. Do you have a nick name? Moesha, Turkey, Miss(y) 22. Which do you prefer - a sunny day and popcorn at the zoo or a rainy day and movies on the couch? Sunny day & popcorn at the zoo 23. Are you a type of person who easily gets hurt? Yup...both emotionally & physically! 24. The last person who called you? Some guy from the airport division at work 25. What beauty product could you not live without? Aveeno moisturizer 26. Anything exciting happen yesterday? I got out of work an hour early...I guess that was exciting 27. What color is your underwear right now? White with orange and blue stripes 28. Do you ever lie about your age? Nope...but ask me again in 5 years 29. How many things in your past do you regret? Nothing really... 30. Do you have a best friend? Sarah & Meagan 31. What do you want to be when you grow up? Still no clue! 32. Who was the last person you hugged? John 33. Have you ever had your heart broken? Yup 34. Whos the last person you called? Meagan (my sister) 35. Do you like your life? For the most part 36. White or wheat? Multigrain 37. Has one of your friends ever stabbed you in the back? Yup, but not a friend anymore! 38. Did you forgive them? Eventually...but still not friends 39. Would you ever join the military? Probably not 40. Do you regret the last person you kissed? Nope 41. Have you ever slapped a girl in the face? Yup...but just once 42. Has anyone ever thrown you a surprise party? Yea...I was so pissed I didn't speak to my mom for a week! I hate being the centre of attention! 43. You just won a cruise for 4....who do you bring? John, Sarah & Carl 44. Are you supposed to be doing something else right now? Working (boo!)
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The ferret thread formerly known as "Bringing food into cabo" lol
MelissaH replied to Saraha's topic in Random Thoughts
LMAO I think this is one of the worst thread hijacks ever :x -
Animal Abuse, this is horrible please sign the petition!!
MelissaH replied to Dez921714's topic in Just venting or funnies
I'm not sure how they can say the dog was well-fed in that snopes thing...the poor thing was a walking skeleton...there were at least 4 pics on the blog -
She is such a sweetie - I'd have a hard time giving her up too! The two of you are amazing though for all the work you do...I'm sure Elsie will be forever grateful
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Animal Abuse, this is horrible please sign the petition!!
MelissaH replied to Dez921714's topic in Just venting or funnies
I think what appalled me the most was that people were just standing around the poor thing like there was nothing wrong...drinking their friggin wine and chatting with each other...disgusting! -
Animal Abuse, this is horrible please sign the petition!!
MelissaH replied to Dez921714's topic in Just venting or funnies
Ugh I made the mistake of looking at the blog of the "artist" - I'm in tears - what a horrible, disgusting thing to do to an animal...the poor thing looks so terrified and sad It breaks my heart. -
The ferret thread formerly known as "Bringing food into cabo" lol
MelissaH replied to Saraha's topic in Random Thoughts
Do you happen to have a cat?