Do not feel stressed this is all part of the process of being overwhelmed. When I first joined I was so nervous I thought I was going to puke! Now I am calm and I have realized that you just have to take everything one day at a time. Also I don't know if this helps you or not, but I booked my wedding for July 4, 2008 at Dreams (cabo) and I also do not know rates. I am just planning other stuff little by little. I would set a date and get a location first, and then I would start working on looking for a photographer since those get booked up fast. Once you are done with that you can work on your wedding website (if you want one) and your monograms and Save the dates (if you are planning on doing either of those) and you can read through the threads to start getting an idea for what types of stuff you would like to have at your wedding. You will be so busy with all that stuff that before you know it, the rates will be out. Good luck with everything and let us know how we can help you.
-Glenda