honestly the small changes are easiest, and more realistic! maybe skip that daily latte, at least a couple times a week! no eating out more than once a week, or whatever you spend money on, just cut back a little. no need to stay locked up in your house but just a little here and there can add up. also, just put $50-100 in an account every month and there's your spending money for the honeymoon! P.S. I am moving this to a more appropriate sub-forum.