Interesting thread Alyssa, thanks for starting it.
So far we aren't really affected, but I do think about it a lot and we try to cut spending where we can (but we live fairly frugally). Husband works in politics -- and it's an election year so his job is safe. I work in a nonprofit that isn't going anywhere. And we don't drive often enough to feel the gas crunch.
I do feel like we should we saving more, spending less, just in case, ya know?
Oh, and we are trying to refi our house even though it's only been 6 months cause rates are down quite a bit.