Travel Insurance...What is your take? - Page 2

robindepaula · 07-29-2007, 09:46 PM

I've never purchased the travel insurance, but we were thinking about it on our last trip to the Bahamas. It's something I'm always nervous about, but have never acted on it. Really just didn't want to shell out money for something else that probably would not be needed.

lavender · 08-22-2007, 12:44 PM

I travel often and so it's cheaper for me to buy an annual fee for insurance rather than a one-time deal. Check your bank - they usually have pretty good rates.

royfa · 08-22-2007, 01:20 PM

I never have purhcased travel insurance....

michelle08 · 08-22-2007, 01:24 PM

I ended up not purchasing it...My FH was against it...Let's hope we don't need it!

Trista · 08-22-2007, 01:27 PM

It is what saved us from just cancelling our trip to Jamaica due to the hurricane..It cost us $300 but worth it to get our money back to buy the trip again now that everything is okay..

We have just purchased a second trip and paid for insurance again, especially considering its hurricane season till November and we leave in 9 days~

NYJen · 08-22-2007, 01:40 PM

Two quick comments on this issue:

1. We usually book our travel on our American Express card which has an unbeliveable travel insurance program. You actually get a certain amount of money if your bags are lost for a certain amount of time or if your flight is delayed for a certain amount of time. You should look into this.

2. My boss gave me a 15 minute lecture on how I should purchase "wedding insurance." Like travel insurance it will protect you from things out of your control (your house catching on fire and you can't go to your wedding.) He made a good point when he said that with all the money we're spending on the wedding, it makes sense to spend a few hundred $$$ to protect ourselves from a what could be a possible huge loss. I think I'm going to do this since it is a DA and EVERYONE is traveling. Makes sense to protect us from any events out of our control.

jak27 · 08-22-2007, 01:45 PM

We just had this discussion yesterday since we're honeymooning in Belize and wasn't sure how Dean hit the area.

My dad looks at me and says, "You bought travel insurance and wedding insurance, didn't you?" Um, no dad, you were going to buy it, remember, and you didn't...

UG! I'm not too worried about it, since our wedding is in November, and traveling should be fine. But Jen, you make a good point, general wedding insurance is a great idea...now I just need to look into that. Any suggestions?

NYJen · 08-22-2007, 01:49 PM

Quote:

Originally Posted by jak27

We just had this discussion yesterday since we're honeymooning in Belize and wasn't sure how Dean hit the area.

My dad looks at me and says, "You bought travel insurance and wedding insurance, didn't you?" Um, no dad, you were going to buy it, remember, and you didn't...

UG! I'm not too worried about it, since our wedding is in November, and traveling should be fine. But Jen, you make a good point, general wedding insurance is a great idea...now I just need to look into that. Any suggestions?

I actually haven't looked into it yet. (Hmm, I should get on the ball here.)

But I think I'm going to check with my home owners insurance first and see what they suggest. I think I'm going to see if I can get enough coverage to cover the travel expenses for my guests too. Not sure how much this is going to cost, but it's definitely worth looking into.

Morgan · 08-22-2007, 03:05 PM

I think it's more important if you are traveling during hurricane season. May is the safest month possible. Not during the season, but far enough after that things should be repaired if a storm hit.

I have a link on my website about the option of travel insurance. It gives all the details of what it covers. That way my guest can decide for themselves. I don't want to feel responsible if something goes wrong. Our wedding is really cheap, so we don't need wedding insurance. If I was spending a big chunk though, I'd insure it.

I plan on looking into the free insurance with credit cards. I know one of my discovers or MCs gives insurance. I just don't know what it covers. I dont have an amEx, but I plan on getting one someday. airlines will give you some money if your bag is deleyed, but it's not alot & only for essentials.

jfwolfe72 · 08-22-2007, 03:20 PM

We didn't get it - we figured we'll just go with things and deal with whatever comes up - that's probably pretty naive and stupid, but sometimes I like to live life on the edge, ha ha!