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| Travel Forum Honeymoon, travel sales, travel tips |
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07-23-2007, 03:33 PM
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#1 | | Senior Member
Join Date: May 2007 Age: 29 Location: Sacramento, CA Wedding Date: May 26, 2008 Wedding Location: Fiesta Americana Imperial Suite - Cabo
Posts: 1,936
Points: 2,037.99
Bank: 893,975.01
Total Points: 896,013.00 Donate
karma: 3 |  Travel Insurance...What is your take?
Okay so I am reading over the optional travel insurance and it seems like a good idea...but I could also see why I wouldn't need it since I have medical coverage that I verified extends out of country and renter's insurance for my belongings, life insurance if I die, etc...
How many of you are purchasing the travel insurance?
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07-23-2007, 03:35 PM
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#2 | | Elite Member
Join Date: Feb 2007 Location: Wisconsin Wedding Date: 04.11.08 Wedding Location: Gran Bahia Principe Riviera Maya
Posts: 3,715
Points: 13,798.71
Bank: 768,876.84
Total Points: 782,675.55 Donate
karma: 5 | Re: Travel Insurance...What is your take?
I never have purhcased travel insurance before... but for my wedding I think I will.
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07-23-2007, 03:52 PM
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#3 | | Dreams Bride
Join Date: Jan 2006 Age: 33 Location: Sausalito, California Wedding Date: 5/27/06 Wedding Location: Dreams Los Cabos
Posts: 7,162
Points: 396,402.27
Bank: 116,326,371.36
Total Points: 116,722,773.63 Donate
karma: 10 | Re: Travel Insurance...What is your take?
i have to say, i have never purchased it but also know the risk involved by not having it...i know if i have to cancel my trip then i will have to eat most of the cost...
but i have gone on dozens of trips and at $100 a pop for incurance x. 20 trips that is $2000 i would have spent on travel insurance...i have not had to cancel a trip.
i do recommend it for alot of clients if they do not travel much or are elderly or have elderly parents that they take care of etc. where if someone got sick they had to cancel...then i think it is worth it.
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07-23-2007, 04:04 PM
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#4 | | Elite Member
Join Date: Mar 2007 Age: 25 Location: Dallas Wedding Date: May 24 2009 Wedding Location: Puerto Vallarta, Mexico (Las Caletas)
Posts: 3,806
Points: 26,521.62
Bank: 1,518,373.03
Total Points: 1,544,894.65 Donate
karma: 5 | Re: Travel Insurance...What is your take?
I have been on many trips to Mexico without Travel Insurance, but for our last trip we actually might have used it. I was sick and ended up having to go anyways, plus our passports almost didn't arrive in time. Eek! So that is making us re-think purchasing travel insurance for future trips...
__________________  ~ Jaime & Martin ~
74 STDs Sent (128 People Invited)
~~~~~~~~~~~~~~~~~~~~~~~~
23 "Yes", 15 "No" | |
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07-23-2007, 04:11 PM
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#5 | | ~ENFORCER~
Join Date: Oct 2006 Location: Minneapolis Wedding Date: June 8, 2007 Wedding Location: Puerto Vallarta (Las Caletas)
Posts: 12,019
Points: 17,077.74
Bank: 41,491,676.82
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karma: 15 | Re: Travel Insurance...What is your take?
i have never used it - but like Tammy mentioned, i was willing to take the risk. and it might make sense in some cases.
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07-23-2007, 04:12 PM
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#6 | | ~ENFORCER~
Join Date: Oct 2006 Location: Minneapolis Wedding Date: June 8, 2007 Wedding Location: Puerto Vallarta (Las Caletas)
Posts: 12,019
Points: 17,077.74
Bank: 41,491,676.82
Total Points: 41,508,754.56 Donate
karma: 15 | Re: Travel Insurance...What is your take?
Quote:
Originally Posted by akh  i have never used it - but like Tammy mentioned, i was willing to take the risk. and it might make sense in some cases. | i think this is the 2nd time i've quoted myself! (heehe)
... and also, I have a Diners Club credit card which also provides some travelers insurance
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07-23-2007, 05:14 PM
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#7 | | dreams cancun specialist
Join Date: Oct 2006 Location: massachusetts Wedding Date: October 19, 2007 Wedding Location: Dreams, Cancun
Posts: 4,823
Points: 2,058.07
Bank: 7,999,162.32
Total Points: 8,001,220.39 Donate
karma: 7 | Re: Travel Insurance...What is your take?
I purchased it for our wedding because we were spending so much money for travel between the wedding & honeymoon, I didn't want to be out all that money if something happened.
__________________ __________________________ I am a Travel Agent specializing in Dreams Cancun.
We were married there October 19, 2007.
Please PM me with any questions. | |
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07-23-2007, 05:50 PM
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#8 | | Member
Join Date: Nov 2006 Location: Chicago Wedding Date: October 20, 2007 Wedding Location: Villa Grande - Cabo San Lucas, Mexico
Posts: 131
Points: 10,948.61
Bank: 0.00
Total Points: 10,948.61 Donate
karma: 3 | Re: Travel Insurance...What is your take?
We've never used it before.. but are using for the wedding/honeymoon. If you want to change almost anything about your trip.. it could be helpful! This was the only trip I wasn't willing to risk it.. Plus we're doing the Villa thing.. so in case something goes wrong there.. it's nice to have.
__________________
Amy & Todd
Cabo San Lucas
October 20th, 2007
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07-23-2007, 06:06 PM
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#9 | | ferret*licious*
Join Date: Jun 2007 Age: 27 Location: Texas girl living in North Carolina Wedding Date: June 21, 2008 Wedding Location: Catalonia Riviera Maya
Posts: 7,050
Points: 128,717.97
Bank: 813,058.68
Total Points: 941,776.65 Donate
karma: 9 | Re: Travel Insurance...What is your take?
Great thread. I've been looking into this too. I never get it, but I'm looking into it for this trip. Don't most credit cards give you some insurance? I feel like I've seen something about free flight insurance on my credit card statement. I would think it's more important if it's peak hurricane season.
I'm interested to hear people's opinion. I'll post again after I do more research.
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07-23-2007, 06:34 PM
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#10 | | Elite Member
Join Date: Apr 2007 Location: Greenville, SC Wedding Date: April 19, 2008 Wedding Location: Paradisus Punta Cana, DR
Posts: 4,338
Points: 9,828.23
Bank: 1,617,749.33
Total Points: 1,627,577.56 Donate
karma: 6 | Re: Travel Insurance...What is your take?
Since Tom is in the military ... and we never know if he could get called back up ... we are getting Wedding Insurance, which was recommended by our financial advisor as necessary and worth every penny. I agree. If anything happened, we would be out deposits for the resort, photographer, airfare, etc ... not to mention our guests would be out their deposit money too. With the wedding insurance, our guests deposits are covered too. $450 for $45,000 coverage.
Guests can still get travel insurance if they want in case something happens and THEIR plans change.
Some recent articles below on Wedding Insurance. It makes sense for us to spend that small amount of extra money to cover ourselves and the guests that are spending their hard-earned money in order to be with us.
I've also spoken with our insurance agent. The company doesn't yet offer wedding insurance, but recommended Wedding Cancellation and Liability Insurance online provided by WedSafe and highly recommended that we get it.
Anyway, I know I digressed from the Travel Insurance topic, bought thought this might be of help as well. Wedding insurance: Calamities, cold feet - Consumer News - MSNBC.com Consider insurance before I dos Your Money: Wedding insurance can cover all sorts of things - USATODAY.com
__________________ My Paradisus Punta Cana Wedding Review: Tami & Tom
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